Travel insurance - fair, transparent & great value

Switch to Huddle TRavel Insurance for great value, transparency, Instant Claims™ and Giveback.

Insurance you can count on

Choose from two great levels of cover

Basic cover

Our Basic Policy provides you the bare essentials for your trip including unlimited overseas medical and hospital expenses.

Comprehensive cover

All the benefits of our Basic Policy plus extra protection, including higher limits, rental car excess, and delay expenses.

Standard benefits

Sick or injured

We'll cover your overseas emergency hospital, medical, surgical and ambulance expenses. We'll also arrange medical tansfers and repatriation if necessary.

Luggage & belongings

We'll pay to repair or replace your luggage, belongings and personal effects, if they are stolen or accidently lost.

Disrupted travel

There's cover if your trip is cancelled due to unforseenable events outside of your control, such as a volcanic eruption or medical issues that prevent you from travelling.

24/7 emergency assistance

Should something go wrong, we are here to give you the emergency assistance you need, 24 hours a day, 7 days a week.

Pre-existing medical

We automatically cover 43 pre-existing medical conditions listed in the PDS.

Kids go free

Children and dependants under 21 are covered for free when travelling with an insured adult.

Option: Choose your excess

Choose zero and claim without paying an excess. Zero excess, zero worries.

Your claims can be paid instantly

Instant Claims™ can get you cash, or a replacement item organised, instantly.

Of course, not all claims can be approved instantly (yet). And every member's experience will vary depending on the specifics of their claim.

Cover for your trip

Australian Adventures

Travelling withing Australia? We can cover your trip for things like luggage and valuables.


Great winter sports benefits for snow sport lovers. Simply select the Winter Sports option when you get your quote.


If you’re cruising around Australia, enter ‘Australian Cruise’ as your destination. Otherwise, simply enter all the countries you’re stopping in.

Around the World

Touring multiple countries and want the flexibility to change your plans? Enter “Worldwide” as your destination and you'll be covered wherever you go.

Backpackers & Students

Great value basic cover with unlimited emergency medical should you need it.

Family Holidays

Kids go free! Plus unlimited emergency medical cover for extra peace of mind.

Top questions from members

Can I buy cover if I’m already travelling?

As things can go wrong at any time, it’s critical that your travel insurance is in place before you set off on your journey. This means you can only purchase cover before the start of your trip.

Can I get cover for my valuables?

You can add extra cover for a range of valuable items, such as laptops and jewellery. Simply add valuables cover when you get your quote.

If my plans change can I update my policy?

If your travel plans change and you want to extend your trip, change dates or add extra countries, just drop us a line at or call on 1300 777 200 or +61 2 8294 7772 if you’re overseas already.

Can I get cover if I’m on a 457 #[]or temporary residence visa?

If you are legally resident and living in Australia you can take out Huddle travel insurance.

How can I get the lowest premium?

Different countries have different risks so where you are travelling will impact your price. If you’re looking for great value cover, check out the basic option and see if it’s suitable for your needs.

A new kind of insurance

Community help

Members are here to help. Got questions? Ask away.

Member power

Members can influence and define how money is used.

Great for the planet

Members direct unused premium to benefit people and planet.

Get a price today

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Emergency assistance

24 hour emergency assistance from anywhere in the world
+61 2 8294 7772

Make a claim

Our friendly claim team is happy to help you with your next claim
1300 777 200