Home insurance - fair, transparent & great value

Switch to Huddle Home Contents Insurance for great value, transparency, Instant Claims™ and Giveback.

Cover your belongings

Cover for your belongings at home

Up to $75,000 of cover for your contents against a list of defined events including fire, theft and flood.

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Valuables cover across Australia

We'll pay for accidental damage and accidental loss that occurs to your valuables at home or anywhere in Australia.

$20 million third party liability cover

We will cover you for legal liability, anywhere in Australia, to pay compensation as a result of an accident caused by your negligence.

New for old gadget replacement

If your electronic item requires replacement and is under 4 years old, we'll replace it with a new one.

Flood cover

All of our policies come with flood cover as standard. See PDS for full details.

Option: Reduced excess

A low excess option is avaliable for greater peace of mind.

14 day money back guarentee

So long as you haven't claimed, you can cancel your policy within 14 days to receive a full refund.

Your claims can be paid instantly

Instant Claims™ can get you cash, or a replacement item organised, instantly.

Of course, not all claims can be approved instantly (yet). And every member's experience will vary depending on the specifics of their claim.

Cover that's great for renters too

House shares

Cover just your stuff, or cover everyone living in the house.


Simple cover that's great for units and packed with flexible options.


Whether you're living in halls or a shared house there's cover avaliable.

Top questions from members

Can I choose my #[]excess?

You can choose an excess that suits your budget - either $250 or $500.

I’ve heard that Huddle gives back premiums,#[] how does that work?

Each year, members decide how surplus premiums are directed to the causes and charities they care about. So when claims are low, everyone wins. Learn more about Giveback here.

Can I choose where to get my stuff repaired or replaced?

Huddle has a nationwide network of retailers like JB HiFi and quality assured repairers like O’Briens Glass. You can lodge a claim online for instant assessment or contact a claims consultant who will be able to assist you.

Can I pay monthly?

You can choose to pay for your contents insurance annually or monthly. Monthly costs a little more, and this helps the Huddle community cover the additional costs associated with monthly payments.

How can I get the #[]lowest premium?

A safe history will go a long way. But choosing just the right amount of cover and a higher excess can also help reduce the premium you’ll pay. Simply get a quote and choose the options that are best for you.

A new kind of insurance

Community help

Members are here to help. Got questions? Ask away.

Member power

Members can influence and define how money is used.

Great for the planet

Members direct unused premium to benefit people and planet.

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Emergency assistance

24 hour emergency assistance from anywhere in the world
+61 2 8294 7772

Make a claim

Our friendly claim team is happy to help you with your next claim
1300 777 200