When you insure with the Huddle community, you'll share a little more about yourself. And with the help of Huddle technology, your safe behaviours can be measured, unlocking lower premiums and incredible rewards.
If you spend less time behind the wheel, you'll spend less money on insurance.
Every policy includes carbon credits that offset your car's CO#[sub 2] emissions, making your driving 100% carbon neutral
You're covered for damage to someone else's vehicle or property up to $20 million.
We've got you covered for damage or loss caused by theft, attempted theft, collision, malicious damage, fire, and natural events such as hail, storm, flood or bushfire.
We'll replace your car with a new car of the same value if it's under 2 years old and it's written off.
If you have an accident at any time, we're always here to help you stay safe and organise your car to be towed.
You can increase your nominated excess to reduce your premium.
We'll organise a hire car for you when you have a claim.
We'll repair or replace your windscreen excess free.
Up to $3,000 to cover your sports gear whilst it's in or on your car.
Essential roadside assistance to get you back on the road.
We'll pay up to $20 million if your car damages someone else's vehicle or property.
Cover up to $3,000 if your vehicle is damaged in a crash with an uninsured at fault driver.
All the protection of Third Party Property Damage plus cover if your vehicle is damaged or lost as a result of theft, attempted theft, a malicious act or fire.
Essential roadside assistance to get you back on the road
Instant Claims™ can get you cash, or repairs organised, in an instant.
Of course, not all claims can be approved instantly (yet). And every member's experience will vary depending on the specifics of their claim.
You can choose an excess that suits your budget, from $500 to $5,000.
Each year, members decide how surplus premiums are directed to the causes and charities they care about. So when claims are low, everyone wins. Learn more about Giveback here.
The Huddle community works with a nationwide network of quality assured repair centres who can provide rapid, manufacturer-approved repairs. All repairs undertaken by the Huddle network are guaranteed for life.
You can choose to pay for your car insurance annually or monthly. Monthly costs a little more, and this helps the Huddle community cover the additional costs associated with monthly payments.
A safe driving history will go a long way. But choosing a Fixed Kilometre Discount or a higher excess can also help reduce the premium you’ll pay. Simply get a quote and choose the options that are best for you.
No. Each state government administers a different compulsory personal injury insurance scheme. CTP insurance is mandatory but does not provide any cover for your vehicle, or any damage you cause to property. Huddle Comprehensive car insurance covers damage to your car as well damage you cause to other people’s property. Third Party car insurance only covers damage you cause to other people's property.
Members are here to help. Got questions? Ask away.
Members can influence and define how money is used.
Members direct unused premium to benefit people and planet.
Our engineers will be notified of the problem by automated monitoring systems, and will be dispatched to resolve the issue.
We recommend that you return in about an hour and check that the issue has been resolved.
Thank you for your patience, and we expect to be back up and running very soon.